Call the police to make a report.Do not trust the other driver’s promises to pay you for your damages. Commonly, the cost of damage to your property or medical treatment is more expensive than what an individual can afford.
Document the scene and your injuriesIf possible, write down the names and phone numbers of any witnesses to the accident. Witnesses to the accident are the people who saw the crash happen. The testimony of independent witnesses, who have no prior relationship with you, is very valuable. Take a picture, not only of the damage to the cars, but also of the following:
- Position of the vehicles after impact.
- Tire marks on the road or pavement.
- Place of waste of parts of the cars (plastic, glass). Location of cameras that may have recorded the accident.
- Take pictures of your injuries, i.e., cuts, bruises, etc. Bruises are usually not visible after a few days.
Seek medical assistance immediately after the accidentWhen people involved in an accident do not go to the doctor shortly after an accident, auto insurance representatives usually argue that injuries later claimed were not caused by the accident. After an accident, the most important thing to worry about is your health. The doctor needs to assess your injuries and recommend appropriate treatment. Make sure you seek medical advice as soon as possible.
Follow the doctor’s instructionsIt is important to follow the doctor’s instructions. For example; buy and take the prescribed medication as indicated by your doctor, attend all medical appointments and comply with physical therapies. By doing so, insurance representatives cannot argue that your failure to follow the doctor’s instructions is the cause of your injuries.
Consult with an experienced accident lawyerNormally, lawyers work in specific areas. It is important that you consult with a lawyer who is a personal injury attorney. Consider hiring a lawyer:
- With experience in accident cases;
- That will personally work on your case; and,
- Who speaks your language.
Tell the truthAfter an accident, you will need to talk to several people including:
- Police Officers
- Medical Assistance Personnel
- Auto Insurance Representatives
Do not talk to any insurance representative, without first hiring a lawyerAfter an accident, insurance representatives will try to talk to you mainly for three primary purposes:
- To establish that you were at fault in causing the accident;
- Document that you suffered little damage; and
- Convince you not to hire a lawyer
Do not talk to your car insurance. When the driver who caused the accident does not have auto insurance coverage, your insurance (who is going to pay for your damages) becomes adverse to your interests. Your insurance will want to pay the minimum possible amount for your damages. The fact that the police report says that the driver who caused the accident has auto insurance does not mean that it is true. In many cases, the insurance that appears in the report has expired.
Recorded statements. When you talk to any insurance representative, keep in mind that the conversations are being recorded. The representatives try to establish that you contributed to the accident and that you already feel good physically. These recordings can then be used against you.